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Online Education vs. On-Campus Tuition: How ACE Online Degree Programs Help Keep Your Costs Down 

May 04, 2025

Geordie Hyland

President & Chief Executive Officer

In today’s digital world, we’ve grown accustomed to finding savings with just a click, whether it’s food delivery or online shopping. It seems logical that opting for online education would cost you less than attending in person. Unfortunately, that’s hardly the case for most people seeking a college degree. So, why are students still paying on-campus prices vs online degrees for remote learning? 

As online education becomes more popular and the number of online students grows, the cost of online degree programs at traditional universities continues to rise, often matching the tuition paid by on-campus students. In fact, many students who rarely set foot on campus subsidize the facilities, parking and housing that they don’t use or simply pay artificially elevated tuition that does not align with the institution’s cost of delivery. 

At ·¬ÇÑÊÓÆµ (ACE), we’ve created a unique student-centric model that prioritizes everything you need and nothing you don’t. Built as a fully online, affordable, accredited institution, ACE focuses on teaching and learning, and offers online courses with transparent pricing and no hidden costs. It’s all part of our mission to help students earn a degree without accumulating more debt. This blog examines how our one-of-a-kind online degree program compares to traditional institutions and why our affordability and compelling return on investment for students is no accident. 

Online Classes with On-Campus Costs 

It’s no secret that online enrollment is booming. 2025 will see more Americans take to fully online education than those enrolled in classes that are entirely in person.¹ But while students are logging into class from living rooms, libraries and coffee shops, for many, their tuition bills still reflect the cost of on-campus vs online degrees. 

A Quality Matters report found that 83% of online degree programs are just as expensive, if not more, than their traditional counterparts.¹ These students are often billed for campus services, student centers and amenities they never use, all while balancing the demands of remote learning. 

What’s even more frustrating to online students nationwide is that many of these programs weren’t initially built for online delivery. They’re extensions of campus-first institutions, often retrofitted with lecture videos and minimal interactivity. 

What About the Student Debt Crisis? 

It’s no secret: the cost of college has become a national concern. With student loan debt exceeding $1.6 trillion, more Americans ask: Is it worth it?2 With a significant disconnect between college costs and the outcomes students can expect, institutions across the nation should reevaluate their strategies.  

At ACE, we prioritize our pricing models and delivery systems to support your outcomes while safeguarding your post-graduation financial security. It’s all about saving you money while providing a learning style that offers a quantifiable return on your investment. Independent market research shows ACE graduates earn an average of $19,000 more in future earnings for every $1 invested, and self-reported data reveals a $20,000 salary increase in the first year after graduation. 

Comparing Costs: Traditional vs. Online Degree Programs 

According to a College Board report, the 2024-25 school year saw an increase of 2.7% in tuition and fees at public four-year universities. At private institutions, this increase rose to a staggering 3.9%.3 This steady increase puts graduate degrees out of reach for many working adults, especially when paying for features they don’t use. 

Regarding master’s degrees, the average cost of college varies depending on the area of education and the institution. However, they can generally average a cost between the ranges of $44,640 and $71,140.4 

ACE costs are different: 

  • Most master’s degree programs cost under $10,000. 
  • Our doctoral programs are under $25,000. 

Choose Intentional Online Education 

Our programs were built from the ground up to serve online students, and we don’t operate a traditional campus. 

What does that mean for students? 

  • High-quality and relevant content taught by practitioners. 

Disclaimer: The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of ·¬ÇÑÊÓÆµ.
Geordie Hyland
Geordie Hyland, President & Chief Executive Officer

Geordie Hyland is the President and Chief Executive Officer at ·¬ÇÑÊÓÆµ (ACE) and is passionate about strengthening human capital and communities. He has extensive education management experience in areas including but not limited to higher education, K-12, workforce development and virtual reality. Hyland is a former Googler and graduate of Harvard University, where he received a bachelor’s degree in English and American literature as well as an MBA from Harvard Business School. He also received a master’s degree in industrial relations and personnel management from The London School of Economics and Political Science.

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